• ISSN: 2301-3567
    • Frequency: Quarterly (2013-2014); Monthly (Since 2015)
    • DOI: 10.18178/JOEBM
    • Editor-in-Chief: Prof. Eunjin Hwang
    • Executive Editor: Ms Jessica C. Xiao
    • Abstracting/ Indexing: Engineering & Technology Library,  Electronic Journals Library, Ulrich's Periodicals Directory, MESLibrary, Google Scholar, Crossref, and ProQuest.
    • E-mail: joebm@ejournal.net
JOEBM 2015 Vol.3(9): 870-874 ISSN: 2301-3567
DOI: 10.7763/JOEBM.2015.V3.300

Housing Financing Facility and Affordability Level of Bumiputera within Iskandar Malaysia

A. Ismail, A. A. Bujang, W. R. Anthony Jiram, H. Abu Zarin, and M. N. Jaafar
Abstract— Housing financing is an essential element in the process of purchasing a house for individuals who want to meet their own house. This study was conducted to identify the purchaser affordability level of bumiputera against housing financing facility provided by financial institutions. Therefore, this paper presents the analysis of affordability level of bumiputera against housing financing facility provided by financial institutions. The findings show that a bumiputera with middle income can afford a house below RM250, 000 with monthly installments below RM1, 000

Index Terms— Housing price, affordability, financing, bumiputera, income.

The authors are with the Universiti Teknologi Malaysia, Malaysia, 81310 Johor Bahru, Malaysia (e-mail: azizahismail15@yahoo.com, ahamadariffian@utm.my, ahamadariffian@utm.my, nadzrijaafar@utm.my).

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Cite: A. Ismail, A. A. Bujang, W. R. Anthony Jiram, H. Abu Zarin, and M. N. Jaafar, " Housing Financing Facility and Affordability Level of Bumiputera within Iskandar Malaysia," Journal of Economics, Business and Management vol. 3, no. 9, pp. 870-874, 2015.

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